Car insurance in Poland and the EU

Need to insure your car? You are at the right place! We will issue an insurance policy from the company PZU. 10% discount on hull insurance!
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    Our company is an official representative of the insurance company PZU. We issue insurance policies throughout Poland without your presence!

    Need an insurance policy? Submit your application below!

    Автострахование

    Compulsory OS insurance

    As of June 1, 2023, the relationship in the Green Card system is terminated.

    What changes for foreigners?

    Drivers who will enter the EU countries, for example, from Belarus or Russia with a car with Belarusian / Russian registration - will have to purchase European Border Insurance. Our company can issue insurance for your car on:

    1. Polish (for a year);
    2. Belarusian (from a month to a year);
    3. Ukrainian (from a month to a year);
    4. Russian (from a month to a year);
    and other registrations.

    Liability insurance (Ubezpieczenie OC) in Poland is mandatory.

    There are a huge number of insurance companies in the country - especially in large cities. But it is best to use the services of insurance agents. Agents quickly interact with insurance companies, helping their clients to quickly issue insurance. The main thing is to choose the right agents.

    Penalty for absence of Liability insurance and for its delay in 2024

    For passenger vehicles

    • 1 - 3 days - 1700 PLN
    • 4 - 14 days - 4240 PLN
    • More than 14 days - 8480 PLN

    For trucks

    • 1 - 3 days - 2550 PLN
    • 4 - 14 days - 6370 PLN
    • More than 14 days - 12730 PLN

    Other vehicles

    • 1 - 3 days - 280 PLN
    • 4 - 14 days - 710 PLN
    • More than 14 days - 1410 PLN

    What is the cost of insurance?

    The cost of an insurance policy depends on many factors, such as the length of service of the car owner, year of manufacture, mileage, presence/absence of accidents, etc. After providing such information, the insurance agent will be able to calculate the cost of the insurance policy and, if necessary, divide the amount into several payments.

    What should you do if you bought a car with existing insurance?

    First, you need to agree with the previous owner of the car to transfer the policy to you. In this case, everything is simple: you need to inform the insurance company that the car has changed ownership. Usually, insurance agencies require you to report this within 30 days from the date of purchase of the car. Then the amount of insurance will be recalculated, taking into account the remaining days on the policy. After that, a letter will be sent to your mail from the insurance company with the amount to be paid extra. Eventually the insurance policy will be reissued to you.

    If the previous owner refuses, you will have to get a new insurance policy from the beginning.

    In this case, we advise you to contact an insurance agent: usually these people cooperate with several companies and will be able to choose the most favorable conditions for you. One of such agents is our company SkillDocs. You can check whether a person is an insurance agent on this site. To verify our company, enter our unique number(11255231/A) in the appropriate field.

    You can submit a request for an insurance policy quote on our website. We will contact you within an hour and offer you the most favorable conditions.

    Frequently Asked Questions

    I bought a car without insurance, what should I do?

    You should purchase an insurance policy on the day you buy your car. In this case, you will avoid a fine for an expired insurance policy.

    Is the insurance policy automatically renewed?

    If you have purchased annual insurance - yes, your policy will be renewed automatically and you will need to pay for it (or the first part of it) within the next 7-14 days. The insurance policy will not automatically renew in cases of:

    • Change of ownership of the vehicle
    • If it is a monthly insurance policy
    • If it has been reported that the vehicle has been deregistered
    Where to buy car insurance in Poland?

    You can purchase an insurance policy at our office by appointment, or online by leaving an application on our website.

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